Costco, Canadians and bank cards

For those of you who don't know, Costco is a wholesale warehouse store where you can buy everything from food to books to appliances to tires. Many of the items they sell are in large quantities (bulk). If you have never heard of Costco or don't have a membership, don't worry about it. It is probably not worth your while to get a membership just for your Maui trip.

But for those who do.... I recently stood in line behind some Canadian tourists. As you know Costco only takes American Express, debit (bank) card or cash for payment. These Canadians were using their bank card to pay... except that the system wouldn't accept it. They had an HSBC bank card. The cashier told me that while most bank cards are accepted, there are a few Canadian ones that aren't. You may want to check that before getting in line or have cash, 'just in case'.

Thankfully for them there is an ATM next to the service desk where they were able to use the very same HSBC card to withdraw cash from their account.

Please note, unlike Canadian Costco, US Costco has NOT switched to Mastercard. You cannot use Mastercard at American Costco stores.

Why does this always happen to me at Costco? Okay, to be fair, the dishes are for our Palms at Wailea condo, the king pillows are to replace some pillows at condos that may be getting a little flat. But still - I never seem to be able to leave Costco without a $400-$500 bill! But it's all a really good price, so it must be ok, right? :)

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